Published on: 2021-09-13
Contentment is part of my long-term values. Inspired by this article, I wanted to create my own don't want list.
Here is a list of stupid expenses I want not to be part of my life at any point:
- A large house that I have to maintain and pay for.
- Expensive materials difficult to clean.
- Cluttered cabinets and wardrobes.
- A cellphone contract of any kind.
- A car payment.
- Wasted hours of shopping.
- Life insurance.
- Any pay-later furniture.
- Any expensive furniture that is probably cheaply made anyway.
- A second car.
- Too many pairs of shoes. I will stick to 2.
- Grass lawn.
- Disposable cleaning items like paper towels.
- A watch.
- Too much clothing.
Thinking about it, it feels highly connected to emptyness
. And at the same time, it is like decluttering before
decluttering is required. By avoiding stuff to reach me in the first place, not only I save money, but I save time of my life to manage and get rid of them.
Update on me
Having temporary moved in my parents' place at the beginning of the month, we have now aligned a rented 3-bed condo no-so-close-to-work, but in perfect harmony with our wants to live freely around nature on the long term.
We also temporary put an hold on the house project since the market is awkward and nothing really interest us. Funds are staying invested. Our new monthly expenses are estimated as below.
- Rent: 1300
- Electricity: 50
- Home insurance: 25
- Car: 205
- Phones: 33 (we temporary increased the data plan of one phone)
- Internet: 52 (quite high, but prices in Canada are going up...)
- Food: 800
- Pharmacy: 100
- Child + day care: 234
- Clothing: 100
- Technology: 10
- Sport gear: 30
- Pet: 30
Total is now around $3000/month on minimum incomes of $4100 (up to $7000). We expect her to return to work for 4 months before another leave. In 2022, we want to save at least 40% of our net incomes. To be able to do that, we will obviously look at our don't want list
and focus on what is really important in life.